If you have proof of employment, qualifying/verifiable income and can afford the payment and insurance on a newer vehicle but damaged credit keeps you from qualifying for decent financing.

We recognize that bad things happen to good people's credit.  If you have a valid drivers license, are insurable, proof residence, you may assume "good credit" financing under the same terms and conditions as the original lease or loan.

Car Club is a guarantor for automotive loan and lease assumptions. We contract with the original owner of a vehicle to locate someone to assume the remainder of their financing. Buyers assume "good credit" financing terms without penalty for damaged credit or being self-employed .